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Benefits
Check 21 Benefits : Insite Banking System
  • Faster collection and return of checks
  • Reduce return handling costs and time
  • Branches and ATMís no longer tied geographically to processing centers or courier deadlines
  • Extend deposit cutoff hours
  • Reduce volume of physical checks
  • Lower clearing fees
  • Decrease item processing passes and thus reduce requirement for reader / sorters
  • Operational Savings - infrastructure, encoding costs, paper storage, courier runs
  • Reduce float for the depositor
  • Encourages banks to implement online archives for faster check image access

 
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